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With lenders increasingly out of sync with the RBA, it’s no wonder people are feeling jittery about interest rates. Since their failure to pass on the central bank’s 25 basis point cut to the official cash rate in August last year, many have been upping rates, with the result that the gap between the rate set by the RBA and interest rates offered by lenders is growing. The easiest way to protect yourself against the increasing costs is to factor […]