Whether you are planning a holiday, renovating your house or require extra funds, we can help you get what you want sooner.

*To apply for a personal you will generally need to provide:

Your driver’s licence or passport

Recent pay slips and/or tax returns

Recent bank statements

Property Secured Loans, Simple and Efficient



1What is a personal loan?
A personal loan is something you might consider if you need money to pay for a big-ticket item like a car, a wedding or even an around-the-world holiday.

Personal loans may also be used to consolidate multiple debits (e.g. credit cards) into one loan that’s easier to manage.
2What types of personal loans are there?
The two main types of personal loans are:

Secured loans – where you nominate an asset you own (e.g. your car) that the bank may take possession of if you can’t pay back your loan, and
Unsecured loans – where the lender agrees to loan you the money without any security (usually results in a higher interest rate).
3How long do I need to pay it back?
Generally, between 1 to 7 years, the shorter the loan, the higher the repayment will be. The advantage of shorter loan is that you will have less interest to pay.
4How much can you borrow?
The amount you can borrow depends on a number of factors, including your level of income and whether your loan is secured on secured. Contact a PMA Personal Loan broker to discuss your situation today.
5Fixed or variable interest rates?
You can generally choose whether you want your personal or car loan to have a fixed or variable interest rate.

Fixed rate loans offer greater certainty with your repayments, but they’re generally less flexible than variable rate loans when it comes to paying your loan off early.


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